Confused with what to do with my money

I'm 23 old, and earning 20000INR, I've 4 members in my family, mom dad my elder bro and her wife.Currently we are in debt trap, though both my mom na ddad are earning but for ex if we all three made 1 lakh INR in total the expenditure calculating all loan

Final Results

1st.
No first help mom and dad then you'll get enough time to buy your things in life.
-
100%
2nd.
Sure, you can alwyas buy stuff
-
0%

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